Last updated: June 2026
By accessing or using our website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, please do not use our website or services.
Our services are educational in nature and designed to improve financial literacy and management skills. We provide information, training, and guidance, but we do not provide personalized financial advice, investment recommendations, or regulated financial services.
You acknowledge that:
Enrollment in our programmes does not create a professional advisory relationship. We do not assess the suitability of specific financial products or strategies for your individual circumstances. For personalized financial advice, you should consult a qualified and regulated financial professional.
You may use our website for lawful purposes only. You agree not to:
When you enroll in a programme:
You may cancel your enrollment up to 14 days before the programme start date for a full refund. Cancellations made within 14 days of the start date may be subject to a cancellation fee. No refunds will be provided once a programme has commenced, except in exceptional circumstances at our discretion.
We reserve the right to cancel or reschedule programmes due to insufficient enrollment or unforeseen circumstances. In such cases, you will receive a full refund or the option to transfer to an alternative date.
All content on this website, including text, graphics, logos, images, and software, is our property or that of our licensors and is protected by copyright, trademark, and other intellectual property laws.
Programme materials provided to participants are for personal use only. You may not:
We maintain a respectful learning environment. Participants are expected to:
We reserve the right to remove participants who engage in disruptive behavior, with no refund provided.
We respect the confidentiality of financial information you choose to share during educational sessions. However, you should avoid disclosing highly sensitive information such as account passwords, PINs, or complete account numbers.
Other participants in group sessions may hear general information you share. While we ask all participants to respect confidentiality, we cannot guarantee absolute privacy in group settings.
While our programmes are designed to improve financial knowledge and skills, results vary based on individual circumstances, effort, and external factors beyond our control. We make no guarantees regarding:
Success depends on your application of learned principles and your unique financial situation.
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to financial losses, loss of profits, or loss of data.
Our total liability for any claims arising from our services shall not exceed the amount you paid for the specific programme giving rise to the claim.
Our website may contain links to external websites. We do not control and are not responsible for the content, privacy practices, or terms of use of third-party websites. Accessing external links is at your own risk.
We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated date. Continued use of our website or services after changes are posted constitutes acceptance of the modified terms.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We shall not be liable for any modification, suspension, or discontinuation of services.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any programme-specific agreements, constitute the entire agreement between you and us regarding your use of our services.
If you have questions about these Terms of Use, please contact us at:
[email protected]
47 Wellington Street, Leeds, West Yorkshire, LS1 4JW, United Kingdom